Misho84774

Wednesday, November 7, 2007

Wounded Wolves ---- The Journey Forward

This is a story about finding your way. Its dedicated to any and all people that may have found themselves lost, confused, powerless, in a dead end career, going nowhere and those who may have lost sight of what they really want from life.

Its a story about Wounded Wolves and making the journey forward. Forward to success, self esteem and pride. Maybe a few of you can relate to this as its happening now. Or, maybe you were wounded once and remember the journey you had to make to create happiness and success in your life.

Being wounded can be a result of many things a personal crisis, family life, a bad marriage, the way you were raised, poor life decisions, limited exposure to education and learning, and sometimes just being in the wrong place at the wrong time. It can even be just a matter of heritage and the socialistic environment that you become accustomed to as a child.

If you find yourself in this type of situation, often times your attitude suffers, you cant seem to make anything work. You lack focus and you often become paranoid. Optimism doesnt exist. In fact, you become very pessimistic and may even create the self-fulfilling prophecy of failure.

You become disappointed; disappointed in life, disappointed with your job, disappointed with yourself. You begin to dislike what you have become, but you dont really know what to do. You dont know how to change. You may even begin to dislike yourself.

Okay Stop!!!

Thats enough with the Doom and Gloom. This isnt about feeling sorry for you. This is about creating The Journey Forward. My very first mentor that took me under his wing at the prime age of 18 years old when I was in the military said these five words to me that I still remember today.

Never ever ever give up!

So. Lets start there. No matter what situation you find yourself in, make a pledge right now that no matter how tough the journey seems, you are committed, and you will not give up. Your journey may be simply creating a better career path at your place of employment. It may be starting your own business or it may be as extreme as grabbing yourself by the bootstraps and pulling yourself out of personal devastation. It doesnt matter what circumstance you are in. You can create a path forward if you are committed and you pledge to Never ever ever give up.

Lets begin discussing your journey forward by reflecting on another journey.

A number of years ago a 10-year-old boy roamed the streets of Toledo, Ohio. He grew up on those streets learning lifes lessons. Like many of us, he came from a broken home. His daddy left him and his four brothers and one sister when he was five. His dad died when he was nine. He was the youngest, the baby of the family. You can imagine that times were tough; feeding six hungry kids wasnt easy, especially without a father figure. In fact, he was on welfare during his entire adolescent period until he joined the military at age 17.

At the age of 10 he sold newspapers in downtown Toledo. He crafted his abilities, his drive, on those streets. He didnt have a plan; he didnt have anyone to show him the way. He only had himself, and he had a best friend, a black kid, named Louie Jones. They didnt have a normal paper route like most kids, delivering to the same house every day in nice, quiet neighborhoods. This young boy and his friend, Louie, did what was known as blue jacking and their territory happened to be skid row. They carried a canvas sack filled with the Toledo Blade. The bag weighed almost as much as they did. They went form bar to bar.

If they couldnt sell a newspaper, theyd shine shoes. If that didnt work, theyd dance to music on the jukebox hoping the drunks and semi-drunks on skid row would throw nickels and dimes at them. In fact, it wasnt Michael Jackson who invented the moonwalk; it was Louie Jones who first did it in a little bar called the Erie Caf in Toledo, Ohio.

At the time the young man didnt realize what life should be like. He knew he was wounded but he just didnt know how badly. They say ignorance is bliss, well; this young mans ignorance was only of his surroundings. He was quite an entrepreneur and became more successful on the streets as he grew, but he was wounded and heading for trouble. He started his first business at the age of 15 selling used car parts. He would take orders by day and fill them by night.

You need hubcaps for a 57 Chevy, not a problem; a carburetor for a 55 Ford, youll have it in two days.

The young man didnt realize how deep his wounds were even though at times he would crouch down and hide behind trash cans and cars as he walked home from school until the rest of the kids were gone so they didnt see him go into that condemned house where they lived on the city dump.

His wounds could have gone deeper but then a life-changing event occurred, he graduated from high school and, at the age of 17, he had no clue what to do with his life. But he did know what he didnt know. He knew that if he continued on the path he was on he would end up in deep trouble, maybe even prison. In fact a juvenile judge explained that to him with crystal clarity. He knew he needed something to change the direction he was headed in. Something to change the path he was on. He was offered the opportunity to join the military.

It was during the Vietnam Era and the military trained him in Jungle Survival; not a whole lot of different than the techniques he learned in street survival. Not a whole lot different then the techniques you must learn to be successful in business today. Those four years were filled with defining moments in his life. He had no idea what to do when his four years in the military were up.

As he left the military his wounds seemed to open a bit. Self-doubt started to creep in until he remembered those words from that old Sergeant.

Son if you want to really be successful in your life you have to want it so bad that it overcomes all the pain and guilt you have stored in your memory. And remember, Never ever ever give up!

Different Journeys

So What.. What does this journey have to do with you and your personal journey? In reality, nothing. Everybodys journey will be different. I only tell this story to let you know that you are not alone. Most people face some sort of crisis at some point in their life.

Let me share a few principles and guidelines that may help you if you find yourself in any type of difficult situation or you just want to accelerate your journey forward toward success as you define it.

I. Take Responsibility ---- for who you were, who you are, but more importantly who you want to become. It really doesnt matter how or why you are in the current state you are in. You must take responsibility for it. Until you own it you cant change it. So the very first step is to look within and forgive yourself and relieve yourself of any guilt. People wont start respecting you until you respect yourself. Regardless of your situation, no one but you has the control over changing it. But, you have to want it so bad that it overcomes the pain and the guilt. Do something . Your chance of winning the lottery is extremely remote. Dont create false dreams. Create productive dreams that have a better chance for success. The Law of Attraction only works when you take action. Stop blaming other people or circumstance.

II. Avoid the Irrational Ghosts ---- Let go of your fears. Change is scary but if you create it, you can control it. Be a little bit of a maverick. Decide to take some calculated risk. Begin to look at all your options. Success principles, and there are hundreds of them, only work if you conquer your fears first.

III. The Time is Now ---- No change can occur until you do something. The beginning of your journey forward starts with you. You may have an angel looking over you but you must initiate success ---- no one can do it for you. Analyze your life, your career, your dreams and your realities. You need a clear purpose, a purpose that motivates you. Figure out exactly what you want to do with your life and call that your Destination.

IV. Map the Journey ----- Nobody starts on a journey without some type of direction. You must go forward with focus, passion, and a sense of meaning. Begin by quantifying your goals. How will you measure success? What does succeeding mean to you? For some its just a promotion to upper management. For others it means happiness and spiritual wealth and to others it may mean being the CEO. You define success for your life and only you can do that. Dont let anyone else set your standards for personal life achievements. Outline your purpose. Get off the path you are currently on. Every single one of us at some point in our lives feels stuck. Get unstuck. Start by investing in learning. Commit yourself to at least one hour a day of scheduled reading or other forms of education.

V. Write Down Your Goals ---- Write down at least three to five goals for your life, under each goal try to identify milestones along the way that can track your progress. And lastly, under each goal identify specific actions that you feel you must take to accomplish that goal. Its amazing how success rates multiply simply by defining goals and putting them in writing. List specific factors in your life that would allow you to generate the best methods in accomplishing your goals.

VI. Execute ------- Some general once said, No plan survives contact with the enemy. To me that means unless you begin to execute, you will never figure out what adjustments and changes are necessary to keep your journey on track to reach your destination. Remember, youre not alone. Many of us have been wounded in some form or fashion. Even the rich and famous in our society have wounds; some may be even deeper than ours. Begin executing by searching for a coach or mentor that can help you. Someone who has been there and done that. You will be amazed to find out how willing some people are to reach out and help you succeed if you are sincere, dedicated, hard working and willing.

It is Possible

This story is heartfelt because it is my personal journey. I am the young man who sold newspapers on skid row. I am the young man who has been inspired for a life time and whose heart holds treasured lessons and memories from the old Sergeant in the military. I Never-ever-ever gave up and I had to learn to forgive! I only reflect on it to let you know I wasnt born with a silver spoon in my mouth. I wasnt a member of the Lucky Sperm club. Although I have the academic credentials, I am not an academic. I didnt complete my formal education in life until I was over fifty years old. But more importantly, I was wounded once and found my way forward. You can too. It may not be easy but its doable.

RememberSuccess isnt a gift. It just doesnt happen. Like the Wolf --- you must learn to lick your wounds. They will heal. But if you are going to create a journey toward success, you have to plan for it. We all live 24 hours each day. What you do with that time determines your success. Ask yourself if you really have defined your destination. Ask yourself if you have defined the map for your journey. Create a self-imposed respect for time. Learn to multi task. Treat time as an investment.

If that ten-year-old kid from Toledo who was headed for trouble can make it, so can you. Be a Lead Wolf. Believe in yourself, work hard, be committed and Never ever --- ever --- give up! Thanks for listening; I hope I've opened a door for you that never closes.

Dr. Eric Rick Johnson (rick@ceostrategist.com) is the founder of CEO Strategist LLC. an experienced based firm specializing in Distribution. CEO Strategist LLC. works in an advisory capacity with distributor executives in board representation, executive coaching, team coaching and education and training to make the changes necessary to create or maintain competitive advantage. You can contact them by calling 352-750-0868, or visit http://www.ceostrategist.com for more information. Sign up to receive The Howl a free monthly newsletter that addresses real world industry issues. Straight talk about todays issues. Rick Johnson, expert speaker, wholesale distributions Leadership Strategist, founder of CEO Strategist, LLC a firm that helps clients create and maintain competitive advantage. Need a speaker for your next event, E-mail rick@ceostrategist.com. Dont forget to check out the Lead Wolf Series that can help you put more profit into your business. Check out Ricks new CD and workbook Real World Leadership Kit --- Learning to Lead So Others Will Follow http://www.ceostrategist.com

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Best Way To Sell Structured Settlement Payment For a Lump Sum of Cash

More and more people are choosing to sell structured settlement payment rather than receive their monthly annuities. Why? Because money today is always worth more than money tomorrow, and some people like the certainty that comes with getting a lump sum of cash in hand.

What is a structured settlement? Essentially it is an agreement reached between an injury claimant and a defendant whereby the injured party is paid a certain amount of money every month for a certain period of time. It is referred to as an annuity, and this money is not subject to federal or state tax. It is usually advantageous to both parties, as the victim receives money every month to cover payments such as medical bills, rehabilitation, in-home care, etc. and the payor is able to settle the case and spread payments over a period of months or years to soften the blow.

However, for many people selling structured settlement notes makes sense. They might be at retirement age, need to make a big purchase or stumble upon an amazing investment opportunity. As such, a lump sum would be much more useful to them rather than small payments coming in every month. Even though the lump sum would be less than the total settlement amount, investing that money in even at a moderate rate of return could yield many times the initial amount.

That's why selling structured settlements is appealing. Also, you don't have to sell the entire note, you could sell a portion of it, called a partial, and retain the rest of the payments for yourself. That way you get a lump sum of cash for whatever you need it for and the residual income of the remaining annuity. There are other ways to arrange it as well and a qualified note buyer can spell out all of your options.

What will you get when you sell structured settlement payment?

Well that depends on a variety of factors that the note buyer takes into account when assessing your annuity. Some of these include the outstanding balance, inflation concerns, time span and financial strength of the payor. Remember, it has to make sense financially for the notebuyer as well. He or she is assuming your risk when you sell structured settlement payment to them...the payor can always default, inflation could decrease its worth, market conditions can take a turn for the worse. You never know what can happen.

As such, a lump sum today, even though it is less than the total amount of the structured settlement, is a guaranteed payment which essentially removes all of your risk exposure...that peace of mind you really can't put a price on!

So if you would rather have money in hand than a promissory note, you might want to sell structured settlement payment today and take advantage of a large lump sum of cash. Just make sure you find a qualified, reputable note buyer who can offer you the most when you're selling structured settlement annuities.

Jamie has been working in the finance industry for many years and is a contributing editor to http://www.selling-your-note.com. Learn about selling structured settlement and receive a free, no obligation quote from professional note buyers.

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Online Education and Travel - 5 Things to Do Before You Go

Inhale the scent of cherry blossoms in Tokyo, enjoy gourmet French cuisine in Paris, take an automobile trip through the gorgeous countryside of New Zealand, or meander down the Rhein River on a cruise in Germany. Surprisingly, it is possible to enjoy these experiences and more while taking classes online.

One of the delightful perks of enrolling in online classes is that you can travel and study at the same time. However, it does take thoughtful planning to insure that things go smoothly on the road. Here are five suggestions:

1- Choose hotels or other lodging that include free or reasonably-priced Internet service. Read reviews from travel sites that describe the quality of the Internet connection at your chosen place of lodging, so you will not be disappointed when you arrive. If your lodging is fixed and does not include Internet service, look for Internet accessibility that may be conveniently located near your destination whether it is in a coffee shop, an Internet caf, a public library, a copy shop or a WiFi hotspot. Some of these places rent computer time as well if your computer becomes disabled while you are traveling.

2- Avoid purchasing travel packages that include daily guided sightseeing tours. Instead, opt for a la carte tours that give you flexible choices about how to spend your time, especially if you are in a different time zone. This allows you to take required tests and finish homework assignments while rested and without feeling hurried.

3- Purchase an extra laptop battery and a travel adapter, if needed. And be sure to pack any necessary input/output cords or surge protection devices. Some Internet connections on the road may also require an ethernet cord as well; so purchase one before you leave, rather than paying top dollar for one somewhere else.

4- Make a copy of any textbook or resource materials you will need to complete your assignments while you are away. Rather than packing heavy textbooks, just copy the chapters and other information needed. Keep this material with your laptop as a carry-on, just in case your luggage is lost. Double-check your syllabus and take a copy of that with you as well. If carrying the copies or packing them constitutes a problem, consider scanning these materials into your computer.

5- Research the time difference between where your assignments need to go and your travel destination. This will allow you to plan your homework in a way that will avoid penalties for late submissions. To further avoid any due date snafus, try to turn in assignments a day early.

Travel and online classes are made for each other as long as the proper preparation is undertaken beforehand. So follow these guidelines and bon voyage!

Vida Olivier is a contributing writer to Directory of Schools, the only resource you will ever need for online education information. The DirectoryofSchools.com one-stop website offers over 9,000 online degree programs; 1,400 online colleges and universities; a national Directory of U.S. High Schools; helpful education articles; and an exciting new Education Blog with up-to-date education news. It is the website you can trust for your education needs.

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